Guides

Field notes for franchise applicants

Practical reading on contributions, working capital, opening budgets and financial evidence before a South African franchise application.

Funding structure

Your contribution is not the same as your cash buffer

Why an applicant can meet the stated own-contribution percentage and still enter opening month with too little accessible cash.

Establishment costs

A range is a starting point, not a budget: identify what drives the low and high ends before using it in your application.

Application evidence

Questions that connect your source of funds, repayment start, lease timing and supporting documents before a lender reads the pack.